Tuesday, September 20, 2016

Wells Fargo Cross Marketing



Chairman of the board and CEO John Stumpf is his own boss at Wells Fargo. Elizabeth Warren unleashed a verbal barrage at Stumpf on Tuesday, calling the embattled bank boss "gutless" and demanding he step down. "You should resign. You should be criminally investigated," Warren told Stumpf during a fiery one-sided exchange at the Senate Banking Committee's Wells Fargo hearing.

There's evidence that Wells Fargo drilled the marketing team for customers to have mutable accounts with the bank which many were forged without the customer knowing, completely illegal.  As many as eight products were forced on customers where the normal is three, like a credit card, savings and checking. But for Wells and other banks tied into cross marketing of bank products one ask the question what kind of profit can that create for the banks? Well some customers complained of late fees on accounts they did not know they had, which in turn will lower ones credit score.  With lowering your score you will be punished by higher interest rates and for a long term on millions of accounts around the world think of the money made just on the interest increase from this new banking scam.  The mechanics behind this scam would pull money from existing accounts and create new ones forging the costumes signature creating Pin numbers which in turn created overdraft fees from insufficient funds in the newly created accounts without customers knowing or consent. WTF! 

Warren slammed Stumpf for failing to fire any senior executives linked to the scandal, while Wells Fargo's aggressive sales tactics helped pump up the bank's stock price.  She said Stump's personal holdings of Wells Fargo stock increased by more than $200 million while the fake accounts "scam" was going on, thanks in part to the bank's success in selling tons of products to customers that they didn't need.  "You squeezed your employees to the breaking point so they would cheat customers and you could drive up the value of your stock and put hundreds of millions of dollars in your own pocket," Warren said. 

Well Fargo it would serve you right if every customer dumped all your products and run your well dry. 
Senator Elizabeth Warren's two round of questions for Wells Fargo CEO John Stumpf at the September 20, 2016 Senate Banking Committee hearing entitled: "An Examination of Wells Fargo’s Unauthorized Accounts and the Regulatory Response. 

Senator Elizabeth Warren

 

Monday, September 5, 2016

Jacob Rueda - The Perspective Essays

The Book
For Jacob Rueda life here is all the same for us, the stepping-stones and projects you're involved with, how did you get here and what you’re supporting. Working on the condition, our involvement of such projects changing outcomes that might have gone wrong if not for concern and caring, your support at home (remember Earth is Home) and the work place. Part of the Globe here is the 'Writers Guild' which you’ll find The Perspective Essays, (Jacob) who has dived into working on the condition, life is not only human but an experience of mind or control that encompasses societies, the conditioning.

An explanation of this new book, Jacob: 
"Encompassing a wide range of topics, this book discusses issues and perspectives relevant to today’s time and manner of thinking. With a philosophical approach, the book attempts to break down the process of thinking and analyzes the regard for certain commonly held viewpoints. Likewise, it offers perspectives to situations in the interest of providing an alternate regard for them and awareness to possibilities outside the standardized norm".

Jacob has been collaborating with me for many years on many subjects and became close friends.  From the first time reading one of his articles it struck me that this man doesn't complain or moan about the drama in our society but offers tools for a fix that can adjust our course sensibly.

Enjoy the book
  


Tuesday, August 30, 2016

Burning Man - Welcome Home

Burning Man 30th Birthday

Burning Man is a laboratory.  Not every experiment works, but we’ll never know if we don't try.  A city in the desert.  A culture of possibility.  A network of dreamers and doers.  The ultimate goal of Burning Man is to encourage the culture of creativity.

In 2012 Burning Man became a nonprofit with the intention of amplifying and extending Burning Man culture.  As a year-round site, Fly Ranch has the potential to expand Burning Man Project’s activities and existing programs, and amplify Burning Man’s cultural impact into the wider world beyond Black Rock City, Nevada. 

Burning Man Fly Ranch



30th Burning Man

Once a year, tens of thousands of people gather in Nevada’s Black Rock Desert to create Black Rock City, a temporary metropolis dedicated to community, art, self-expression, and self-reliance. In this crucible of creativity, all are welcome. Burning Man isn't your usual festival.  It's a vibrant participatory metropolis generated by its citizens.

Aug 28th to Sept 5th, 2016

Burning Man The Event

Burning Man 2016 

Tired n' Tested



The Man Burns 

Burning Man on Saturday September 3rd 2016.

SynchrØnaut

Friday, August 5, 2016

'Crumbs from Cookies'

Let me think, if I give you crumbs from this cookie, it will get me more cookies?











Sharing with the world, something is going to happen, something wonderful. Affiliated marketing is changing the landscape of advertising, from tracking cookies a person can become a sales rep of many companies today and Amazon is leading the way with their new Associated Program.  Another pioneer of affiliated programs was GoDaddy and has done well.  What better marketing to have when your customer become sale reps and happy to come on-board when commissions range from 10 to 15% of the sale. Yet another fine example has been Google, with their Analytics Solutions.  A web site owner and\or blogger has a chance to earn extra money for being a publisher, that works.  The human race is not done evolving because we're exploring a new science, "the balance we're in this together" which will bring more value and one value will be 'Crumbs from Cookies'.

When you're in business for yourself a net profit margin after all expenses is in the 10 to 12 percent range on advertising, so in turn your advertising campaign just exploded, with bringing in affiliates to run your sales, more bang from the same buck. Many companies will be looking at this with one thought, why didn't we do this before?  Well the main slow down is tracking cookies, many people don't want to be tracked.  We activate Ad Blocker, erase tracking cookies from our web browsing by running Spyware because it's annoying as hell! One person can end up with a 1000 tracking cookies in just one week. The saying goes, if you use it for free you're the product.  So it's time the product got paid like anything else in economics that moves products.  'Crumbs from Cookies', (you read it here) meaning money from a sale from tracking, will switch a persons attitude.  I mean would you rather have a coupon or a check?  Most individuals go for the check, cash is king.  This is Groupon in reverse, any company can get vested in this by working with Google Analytics and checkout ClickMeter, the two together are a great combination for today's tracking cookies for affiliate programs.  Anyone can participate in the programs, you don't need a web site any social media platform tracks cookies. 

There's more to this than just money.  As affiliate programs grow, the public can take watch as always to the behavior of the most popular affiliate programs, I mean who do you want to be associated with?  This is the legitimacy of our moral morale.  I always had a theory on Wall Street, if you want easy money and don't have a conscience invest in evil, for instance when fracking hit the market the play was huge but consumes and destroys the ground water. War, the military complex always has good profit potential but humans are displaced, become refuges, people killed, villages and countries destroyed.  Pharmaceuticals, well the world is over medicated and with opioids being introduced in pill form you've just become a junkie!  I'm sure you have many examples of your own and while we're at it, we're all tired of the Betty Crocker Cook Books that's running accounting practices of many companies showing gains but no true growth.  We're in an environment where a savings account is better under a mattress instead of a bank.  Society will not exist on negative interest rates. You're not going to buy a bond with a negative yield, there's no money in it!  'Crumbs from Cookies' will earn you more.  That's true growth and value in the market place today. 

Economics just became smarter not harder; cookies are important.

Top 20 Affiliate  (you'll want your company on this list)    

Sesame Street

 

Sunday, July 17, 2016

"War on Cops"

Take out the Gunman - Nice, France attack

“War on Cops” are frustrated and fearful. ... advocates, who expressed a mixture of frustration and fatigue. Bill Johnson, executive director of the National Association of Police Organizations, told The Washington Post on Friday. “But there’s got to be a fear, a concern, that because of the job, because of the uniform I wear, I’m being targeted.”

Officers gun-downed in the US so far in 2016 (will be updated until the end of the year)

Police Officer Thomas W. Cottrell, Jr. Danville Police Department, OH EOW: Sunday, January 17, 2016 Cause of Death: Gunfire




 Police Officer Douglas Scott Barney, II. Unified Police Department of Greater Salt Lake, UT EOW: Sunday, January 17, 2016 Cause of Death: Gunfire




Sergeant Jason Goodding Seaside Police Department, OR EOW: Friday, February 5, 2016 Cause of Death: Gunfire





Deputy Sheriff Derek Geer Mesa County Sheriff's Office, CO EOW: Monday, February 8, 2016 Cause of Death: Gunfire




Senior Deputy Mark Logsdon Harford County Sheriff's Office, MD EOW: Wednesday, February 10, 2016 Cause of Death: Gunfire




Senior Deputy Patrick Dailey Harford County Sheriff's Office, MD EOW: Wednesday, February 10, 2016 Cause of Death: Gunfire




Major Gregory E. Barney Riverdale Police Department, GA EOW: Thursday, February 11, 2016 Cause of Death: Gunfire



Police Officer Jason Moszer Fargo Police Department, ND EOW: Thursday, February 11, 2016 Cause of Death: Gunfire




Special Agent Lee Tartt Mississippi Department of Public Safety - Bureau of Narcotics, MS EOW: Saturday, February 20, 2016 Cause of Death: Gunfire




Corporal Nate Carrigan Park County Sheriff's Office, CO EOW: Wednesday, February 24, 2016 Cause of Death: Gunfire




Officer Ashley Marie Guindon Prince William County Police Department, VA EOW: Saturday, February 27, 2016 Cause of Death: Gunfire




Police Officer David Stefan Hofer Euless Police Department, TX EOW: Tuesday, March 1, 2016 Cause of Death: Gunfire




Police Officer III Allen Lee Jacobs Greenville Police Department, SC EOW: Friday, March 18, 2016 Cause of Death: Gunfire




Deputy Sheriff Carl A. Koontz Howard County Sheriff's Office, IN EOW: Sunday, March 20, 2016 Cause of Death:
Gunfire




Gunfire Trooper Chad Phillip Dermyer Virginia State Police, VA EOW: Thursday, March 31, 2016 Cause of Death: Gunfire




Police Officer Steven Michael Smith Columbus Division of Police, OH EOW: Tuesday, April 12, 2016 Cause of Death: Gunfire




Detective Brad D. Lancaster Kansas City Police Department, KS EOW: Monday, May 9, 2016 Cause of Death: Gunfire




Police Officer David Van Glasser Phoenix Police Department, AZ EOW: Thursday, May 19, 2016 Cause of Death: Gunfire




Police Officer Ronald Tarentino, Jr. Auburn Police Department, MA EOW: Sunday, May 22, 2016 Cause of Death: Gunfire




Agent Gilberto Colón-Leon Puerto Rico Police Department, PR EOW: Monday, June 13, 2016 Cause of Death: Gunfire





Deputy Sheriff David Francis Michel, Jr. Jefferson Parish Sheriff's Office, LA EOW: Wednesday, June 22, 2016 Cause of Death: Gunfire




Sergeant Michael Joseph Smith Dallas Police Department, TX EOW: Thursday, July 7, 2016 Cause of Death: Gunfire


Senior Corporal Lorne Bradley Ahrens Dallas Police Department, TX EOW: Thursday 7, 2016 Cause of Death: Gunfire




Police Officer Michael Leslie Krol Dallas Police Department, TX EOW: Thursday, July 7, 2016 Cause of Death: Gunfire



Police Officer Patricio E. Zamarripa Dallas Police Department, TX EOW: Thursday, July 7, 2016 Cause of Death: Gunfire




Police Officer Brent Alan Thompson Dallas Area Rapid Transit Police Department, TX EOW: Thursday, July 7, 2016 Cause of Death: Gunfire




Deputy Sheriff Brad Garafola East Baton Rouge Parish Sheriff's Office, LA EOW: Sunday, July 17, 2016 Cause of Death: Gunfire



Corporal Montrell Jackson Baton Rouge Police Department, LA EOW: Sunday, July 17, 2016 Cause of Death: Gunfire





Police Officer Matthew Gerald Baton Rouge Police Department, LA EOW: Sunday, July 17, 2016 Cause of Death: Gunfire





Captain Robert David Melton Kansas City Police Department, KS EOW: Tuesday, July 19, 2016 Cause of Death: Gunfire





Sergeant Craig Hutchinson Travis County Sheriff's Office, TX EOW: Monday, July 25, 2016 Cause of Death: Gunfire






Police Officer Jonathan M. DeGuzman San Diego Police Department, CA EOW: Thursday, July 28, 2016 Cause of Death: Gunfire





Special Agent De'Greaun Frazier Tennessee Bureau of Investigation, TN EOW: Tuesday, August 9, 2016 Cause of Death: Gunfire 





Corporal Bill Cooper Sebastian County Sheriff's Office, AR EOW: Wednesday, August 10, 2016 Cause of Death: Gunfire





Police Officer Jose Chavez Hatch Police Department, NM EOW: Friday, August 12, 2016 Cause of Death: Gunfire 






Police Officer Timothy Kevin Smith Eastman Police Department, GA EOW: Saturday, August 13, 2016 Cause of Death: Gunfire 




Police Officer Kenny Moats Maryville Police Department, TN EOW: Thursday, August 25, 2016 Cause of Death: Gunfire
Police Officer Clint Corvinus Alamogordo Police Department, NM EOW: Friday, September 2, 2016 Cause of Death: Gunfire 

Police Officer Tim Brackeen Shelby Police Department, NC EOW: Monday, September 12, 2016 Cause of Death: Gunfire 



Sergeant Kenneth Steil Detroit Police Department, MI EOW: Saturday, September 17, 2016 Cause of Death: Gunfire



Officer Down Memorial Page   R.I.P.


ChevelleVEVO 




When Hunter Meets Hunter

Have Tango, targeting







Dallas Police Chief David Brown said that during the hours-long standoff with police, a suspect told them “he was upset about the recent police shootings” and “wanted to kill white people, especially white officers.” 

The second part of this post is a spooky episode of what the cops are experiencing; the song Hunter Eats Hunter, just kicks it!

Lyrics from Hunter Eats Hunter:


I grabbed a flashlight, just like I always do
A damp sorta night, and now I'm telling you, well
I saw a pair of eyes, and I'm sure they saw me too
Don't never never run, hell yes I'm going too


How long should I feel like bait now?
Wide open, careful where the mind goes
Moonlight, a superstitious glow
If it's my time, well I'm going out alone

You ever tried to hold your breath?
Well here's a tip, don't follow through
You feel the nightmares never end
And now it seems it's coming true
No one should see what I can see
It's up to you with weakened knees
That little creep just grabbed my arm
It's gonna be the longest night

How long should I feel like bait now?
Wide open, careful where the mind goes
Moonlight, a superstitious glow
If it's my time, well I'm going out alone


 Alone, alone, alone

Night, you're a friend of mine, another family
Better not divide, any, armed, with its beastly doom
I'll beat this jackal down, this interference ends
I'll Send it back beyond

When hunter, meets hunter, this hunter, eats hunter
When hunter, meets hunter, this hunter, eats hunter

How long should I feel like bait now?
Wide open, careful where the mind goes
Moonlight, a superstitious glow
If it's my time, well I'm going out alone

If it's my time
Well I'm going out alone

If it's my time
Well I'm going out alone

If it's my time




ChevelleVEVO